What's the bare-bone insurance I really need t'have? I'm traveling with wife and 2 kids. AmEx covers CDW only.Just booked a car rental in Orlando. Original cost: $215. After insur: $451.How can I minimize insurance fees?
You may need only damage waiver and liability. Uninsured motorist protection or personal effects protection is up to you. It's best to check with your own insurance company to see if they cover a rental vehicle, and best to ask them if they cover Loss of Use (revenue lost due to time taken getting rental vehicle fixed). Most car rental companies have tiered coverage fees...they may say their vehicle coverage is $15/day and covers up to $100,000, but ask them when you get to the counter if they have $10/day that covers, lets say, just up to $50,000...my advice, take their rental coverage because you wouldn't have to file with your insurance if something happens...Just booked a car rental in Orlando. Original cost: $215. After insur: $451.How can I minimize insurance fees?
Use your own Insurance. My company, USAA, will insure me when I rent a car, so I don't have to take their insurance. It is highway robery!!! Ha ha!
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